How-To Library

As agriculture professionals return to fields to prepare for planting season, they should set aside time to ensure their operations are sufficiently protected from the myriad hazards faced throughout the year. Nationwide, the country's leading insurer of farms and ranches1, stands ready to help members prevent losses on their farms. Today, the company released its list of the top preventable insurance claims on farms and ranches in 2019.

How much would you pay to help provide your family with added financial security after you are no longer around to support them? That price is likely well within your reach.

Farm transition planning isn't something many farm families want to discuss. The process that creates a blueprint for a farm's future is often an emotionally charged issue, especially when family farmers face the challenges of relinquishing control to the next generation.

Springtime on the farm is often the busiest, and, most dangerous, season of the year. To avoid accidents and injuries, take time before the planting season arrives to focus on safety. When it comes to safety, learn what to look for and what to know before you start planting.

There’s a lot happening around the world that’s applying downward pressure to revenue prospects for farmers. Inflation, logistical hurdles, rising energy and crop input prices at home and conflict overseas could all continue to contribute to the erosion offarm revenue potential.

Keep your eyes on the road. It’s one of the first things taught when someone is learning to drive. Dashboard cameras — a growing segment of telematics technology — are helping large farm operations with large fleets do a better job of that and a whole lot more.

It lacks the immediate impact of natural disasters like wildfires and severe storms. But drought can be just as damaging to the landscape and the agricultural families who rely on it for their livelihoods. And right now, much of the U.S. is in its grip. Safeguard your farm or agribusiness from immediate and long-term drought damage by creating an effective drought plan.

Farmers are well known for helping each other in times of need. Lending equipment or a helping hand to neighbors often takes place without a second thought. But like anything in farming, it’s crucial to do proper planning – weighing any safety, liability and insurance considerations.

Successful growers realize the importance of being prepared in the event of a disaster, whether a natural disaster such as a tornado or other type of hazardous situation. Southern States® and Nationwide® Agribusiness Insurance have compiled some tips to help in your emergency action plan from their many years of experience in handling disaster situations.

When you hook up an anhydrous ammonia (NH3) tank to head to the field, you're preparing to provide your corn crop a cost-efficient source of nitrogen. You're also taking responsibility for a potentially dangerous chemical that can be deadly if not handled responsibly.

Farmers have unique needs when it comes to insurance policies for their farming operations. Add horses to the equation and specific policy add-ons should be considered including: fire and theft; care, custody and control; and commercial liability. Care, custody and control insurance protects those who board or train horses or are responsible for other people's horses while breeding, racing or showing them.

Only recently has the science of ergonomics been applied to farm work to help reduce the number of injuries that cost commercial agriculture millions of dollars each year in health care expenses, lost wages and lowered productivity.