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John Deere Financial at Southern States

Success is rooted in smart business practices. Using John Deere Financial for your ag purchases helps you maximize your financial resources so you can run a more efficient, more profitable operation.

A John Deere Financial multi-use account provides convenient access to short-term financing for use at ag dealers and merchants nationwide. With invoice detail and accessibility to consolidated account information, this is an ideal way to make day-to-day purchases and access special term financing!


Whatever you need for your operation – fuel, seed, fertilizer, feed and a host of other supplies – John Deere Financial helps you get it.

That's because John Deere Financial provides you with a convenient, multi-use account for both everyday and seasonal purchases that consolidates all your business purchases from all participating John Deere Financial multi-use dealers and merchants. You save money, improve cash flow and find everyday value in our competitive interest rates, special finance opportunities, flexible payment terms, invoice transaction detail and account management tools.

John Deere Financial multi-use customers become and remain loyal accountholders because we treat them well, respect their unique, evolving needs and provide them tools to become better business managers. They know they've made a smart choice because we provide dependable solutions that help them farm on their terms.

Short-term credit to match business cycle

  • Your John Deere Financial multi-use account gives you reliable purchasing power at local dealers and merchants and more than 7,000 locations nationwide.
  • You can use your account for everyday purchases like fuel, fertilizer, seed, and crop protection products. You can also use it for purchases like seed, fertilizer and crop protection products with a seasonal repayment.
  • You can more easily manage your cash flow with flexible monthly payment terms.
  • Agricultural and commercial customers can take advantage of No-Payments/No-Interest program is and deferred payment programs tied to the growing season.

Easy financial management

  • Your John Deere Financial multi-use account enables you to consolidate multiple purchases from multiple retailers on one statement – and pay for it all with just one monthly check, one time a month.
  • Based on your feedback, we redesigned the monthly John Deere Financial statement to provide additional detail and new information, making it easier than ever for you to manage your expenses.
  • With an annual summary of all your John Deere Financial multi-use account purchases, it's easier to forecast expenses and prepare your taxes.
  • We empower you to manage your accounts when and where it's most convenient for you. From the web site or our toll-free number, you can always stay on top of your consolidated account activity.

Multi-use accounts are a service of John Deere Financial, F.s.b.

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