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How-to

Preparing for Wheat Harvest

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Preparing the bins used for grain storage is essential in keeping your wheat harvest safe from spoilage and pests.

Nationwide - How Much Liability Insurance Do You Need?

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Operating a farm presents daily risks to farmers, employees and visitors. Proper liability insurance is necessary to protect your assets and secure your business, home, and other investments. But how much is enough? Southern States® has partnered with Nationwide® Agribusiness Insurance to provide vital information on liability insurance and how it can effect your farm and your future.

Applying the Science of Ergonomics to Farm Work

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Only recently has the science of ergonomics been applied to farm work to help reduce the number of injuries that cost commercial agriculture millions of dollars each year in health care expenses, lost wages and lowered productivity.

Insurance Review Checklist

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Many people purchase insurance for their home or farm and then neglect to periodically review their policy or reassess their insurance needs. Unfortunately, this can lead to a gap in insurance coverage and prove costly when you file a claim and discover that you are underinsured. It's a good idea to meet with your insurance agent annually or whenever there is a change to your personal life circumstances or your farming business.

Insuring Your Farm and Home to Value

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With today’s rising prices, being under-insured can create a serious financial shortfall when disaster strikes. If your property is inaccurately valued, you may not have enough coverage to fully replace your lost property, damaged equipment, supplies or inventory.

Roof Snow Loads - Farm Maintenance

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During winter storms, farmers need a snow plan. It's important to keep a watchful eye on structures with considerable loads and be ready to move equipment and livestock to an alternate location. But, how do you know when there is too much snow?

Protecting Your Equine Operation

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Farmers have unique needs when it comes to insurance policies for their farming operations. Add horses to the equation and specific policy add-ons should be considered including: fire and theft; care, custody and control; and commercial liability. Care, custody and control insurance protects those who board or train horses or are responsible for other people's horses while breeding, racing or showing them.

Farm Contingency Planning

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Contingency planning is an important part of farm or ranch management. A contingency plan determines how a farm will respond to a crisis or disaster and how quickly it will be able to resume normal operations. Key decision makers can jump into action without having to come up with a plan in the middle of a crisis. If something tragic happens, are you prepared?

Nationwide's Land As Your Legacy Program

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Nationwide's Land As Your Legacy program helps provide security to families engaged in the agricultural community so that the land and businesses that you have worked for generations will be preserved and remain a legacy for generations to come. The program customizes estate planning for farmers, ranchers and others in agribusiness.

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