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Protecting Your Equine Operation

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Farmers have unique needs when it comes to insurance policies for their farming operations. Add horses to the equation and specific policy add-ons should be considered including: fire and theft; care, custody and control; and commercial liability. Care, custody and control insurance protects those who board or train horses or are responsible for other people's horses while breeding, racing or showing them.

Insuring Your Farm and Home to Value

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With today’s rising prices, being under-insured can create a serious financial shortfall when disaster strikes. If your property is inaccurately valued, you may not have enough coverage to fully replace your lost property, damaged equipment, supplies or inventory.

Applying the Science of Ergonomics to Farm Work

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Only recently has the science of ergonomics been applied to farm work to help reduce the number of injuries that cost commercial agriculture millions of dollars each year in health care expenses, lost wages and lowered productivity.

Insurance Review Checklist

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Many people purchase insurance for their home or farm and then neglect to periodically review their policy or reassess their insurance needs. Unfortunately, this can lead to a gap in insurance coverage and prove costly when you file a claim and discover that you are underinsured. It's a good idea to meet with your insurance agent annually or whenever there is a change to your personal life circumstances or your farming business.

Roof Snow Loads - Farm Maintenance

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During winter storms, farmers need a snow plan. It's important to keep a watchful eye on structures with considerable loads and be ready to move equipment and livestock to an alternate location. But, how do you know when there is too much snow?

Nationwide - How Much Liability Insurance Do You Need?

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Operating a farm presents daily risks to farmers, employees and visitors. Proper liability insurance is necessary to protect your assets and secure your business, home, and other investments. But how much is enough? Southern States® has partnered with Nationwide® Agribusiness Insurance to provide vital information on liability insurance and how it can effect your farm and your future.

Tractor Safety Guidelines

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Studies show tractors are involved in a high proportion of farm injuries and fatalities, causing productivity losses, serious injury and loss of life. Fortunately, you can prevent most accidents by staying vigilant and following a few basic tractor safety guidelines.

Rural Road Safety During Harvest Season

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Because farm vehicles travel more often on public roads during the harvest season, there are serious safety concerns about farm vehicles and equipment sharing the road with other drivers.

Nationwide: Ready for Emergencies

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Successful growers realize the importance of being prepared in the event of a disaster, whether a natural disaster such as a tornado or other type of hazardous situation. Southern States® and Nationwide® Agribusiness Insurance have compiled some tips to help in your emergency action plan from their many years of experience in handling disaster situations.

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