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Farm Contingency Planning

Contingency planning is an important part of farm or ranch management. A contingency plan determines how a farm will respond to a crisis or disaster and how quickly it will be able to resume normal operations. Key decision makers can jump into action without having to come up with a plan in the middle of a crisis. If something tragic happens, are you prepared?

Insuring Your Farm and Home to Value

With today’s rising prices, being under-insured can create a serious financial shortfall when disaster strikes. If your property is inaccurately valued, you may not have enough coverage to fully replace your lost property, damaged equipment, supplies or inventory.

Diversifying your operation in the wake of COVID-19

When times are tight in agriculture, successful farmers and ranchers find a way to sustain revenue, even if it means trying something completely new. That drive, combined with the spike in demand for farm-direct meat, produce and other ag products spawned by COVID-19, has many growers exploring new on-farm ventures to sustain revenue.

Returning your farm business to normal during the pandemic

Businesses, schools and other institutions around the U.S. and world were faced with shutdowns as everyone scrambled to stay ahead of the COVID-19 virus. Though many farm operations and other agribusinesses have remained at least partially operational throughout the pandemic, there is a strong desire to return to normal operations.

Mitigating storm damage with stronger grain bins

Mitigating storm damage to farm buildings and their valuable contents is a big part of farm risk management. If high winds are a concern on your farm, stronger grain bins can protect your stored grain and the revenue potential it represents.

Gifting Large Farm Assets

Farm transition planning isn't something many farm families want to discuss. The process that creates a blueprint for a farm's future is often an emotionally charged issue, especially when family farmers face the challenges of relinquishing control to the next generation.

Anhydrous Ammonia (NH3) safety tips from Nationwide

When you hook up an anhydrous ammonia (NH3) tank to head to the field, you're preparing to provide your corn crop a cost-efficient source of nitrogen. You're also taking responsibility for a potentially dangerous chemical that can be deadly if not handled responsibly.

Qualifying for Social Security as a farmer or rancher

For many Americans, Social Security makes up a sizable amount of their income in retirement. In 2018, 63 million Americans received approximately one trillion dollars in Social Security benefits, with a majority of those funds going to retired workers. However, due to the way in which many farm operators utilize the tax code to adjust their income, many farmers run the risk of not qualifying for Social Security retirement benefits.

COVID-19 and farmer liability concerns

The COVID-19 pandemic poses major agricultural workforce management challenges. Overcoming them takes the right mix of administrative and engineering controls.

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