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Farm Contingency Planning

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Contingency planning is an important part of farm or ranch management. A contingency plan determines how a farm will respond to a crisis or disaster and how quickly it will be able to resume normal operations. Key decision makers can jump into action without having to come up with a plan in the middle of a crisis. If something tragic happens, are you prepared?

Insuring Your Farm and Home to Value

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With today’s rising prices, being under-insured can create a serious financial shortfall when disaster strikes. If your property is inaccurately valued, you may not have enough coverage to fully replace your lost property, damaged equipment, supplies or inventory.

Diversifying your operation in the wake of COVID-19

Farm
When times are tight in agriculture, successful farmers and ranchers find a way to sustain revenue, even if it means trying something completely new. That drive, combined with the spike in demand for farm-direct meat, produce and other ag products spawned by COVID-19, has many growers exploring new on-farm ventures to sustain revenue.

Qualifying for Social Security as a farmer or rancher

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For many Americans, Social Security makes up a sizable amount of their income in retirement. In 2018, 63 million Americans received approximately one trillion dollars in Social Security benefits, with a majority of those funds going to retired workers. However, due to the way in which many farm operators utilize the tax code to adjust their income, many farmers run the risk of not qualifying for Social Security retirement benefits.

Farm Telematics

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With the growing number of truck and vehicle fleets being maintained on today’s large farms, farmers face increasing work in keeping track of every worker and machine. While that evolution opens up new risk exposures, safety is just one of the value propositions that makes telematics a worthwhile addition to any large farm operation.

Anhydrous Ammonia (NH3) safety tips from Nationwide

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When you hook up an anhydrous ammonia (NH3) tank to head to the field, you're preparing to provide your corn crop a cost-efficient source of nitrogen. You're also taking responsibility for a potentially dangerous chemical that can be deadly if not handled responsibly.

Spring Pasture Management 'Must Do's'

Livestock
Pastures are more than a food source to livestock, in many instances pastures are where the livestock spend their days, exercise and socialize. It’s up to the livestock owner to ensure that pastures provide not only a safe environment for the animals, but also adequate nutrition. For most, pasture management comes to mind during the spring when temperatures start to rise, however if you want to ensure you have productive pastures, proper pasture management practices must be adhered to e

COVID-19 and farmer liability concerns

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The COVID-19 pandemic poses major agricultural workforce management challenges. Overcoming them takes the right mix of administrative and engineering controls.

Mitigating storm damage with stronger grain bins

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Mitigating storm damage to farm buildings and their valuable contents is a big part of farm risk management. If high winds are a concern on your farm, stronger grain bins can protect your stored grain and the revenue potential it represents.

Returning your farm business to normal during the pandemic

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Businesses, schools and other institutions around the U.S. and world were faced with shutdowns as everyone scrambled to stay ahead of the COVID-19 virus. Though many farm operations and other agribusinesses have remained at least partially operational throughout the pandemic, there is a strong desire to return to normal operations.

Electric Fencing Tips

Livestock
Whether you are a new hobby farmer looking to raise a few head of cattle or an experienced livestock farmer thinking about replacing your rusty barbed wire fence, electric fencing may work for you. Before you decide, here are ten things you need to know about electric fencing.

Gifting Large Farm Assets

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Farm transition planning isn't something many farm families want to discuss. The process that creates a blueprint for a farm's future is often an emotionally charged issue, especially when family farmers face the challenges of relinquishing control to the next generation.

Nationwide Farm Certified agent: A trusted advisor for your farm operation

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The growing sophistication of today’s farmers and ranchers calls for a strong understanding of the challenges and risks inherent to 21stcentury agriculture. When you see an agent is On YourSide®Nationwide Farm Certified, you can rest assured he or she is a trusted advisor with the training and experience necessary to help you overcome those challenges now and well into the future.

Prioritizing cybersecurity on farms

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There’s a proverbial snake in the grass when it comes to the security of high-value farm-level data generated by today’s precision agriculture technology. Prioritize cybersecurity to help secure your data from theft so it’s only used for intended purposes.

Thermal imaging provides farmers a ‘sixth sense’

Farm
A couple hours of downtime due to equipment failure can be costly. That’s especially true for large farms with multiple, complex operations happening at once. Thermal imaging can help you stay on top of machinery and equipment performance and prevent small issues from becoming big costly problems.

Nationwide: Protecting Farming and Ranching Families with Life Insurance

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As a farmer just getting started, you may have incurred personal debt in order to finance the growth of your farm. This debt has a life of its own and will survive your premature passing. This debt means that less of your assets will be available to support your loved ones. A level term life insurance policy that covers the duration of your debt is an easy and cost-effective way to help make sure your debt does not burden your loved ones after your passing.

Farm Fencing Equipment Alternatives

Livestock
When determining the best fence for farm applications, consider what it is to be used for, its materials and construction. Other factors include the cost to build and maintain it, as well as how long it will be in service.

The Basics of Farm Fencing

Livestock
Whether a farmer needs to build a new fence, repair a damaged one or replace an old structure, farm fencing can be costly. Planning ahead helps not only the farmer’s budget, but also ensures the fence is constructed properly for the needed purpose.

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